It’s too bad it’s not the US mint. It might help inflation.
Hello, this is post World War I Germany calling. Please hold, we have Zimbabwe on the phone right now
This thing just never worked for me. As in, the product was broken in several ways all of the time.
Been wanting to switch to a local-only solution for ages, guess they’re forcing me to hurry up :D
I made the move years ago and haven’t regretted it at all. I just hate that most of the solutions are subscription crap (looking at you YNAB) though the one I use is a pay once service unless you pay for the bank connection.
I got YNAB 4 in a Steam sale before it was delisted and I don’t understand what the subscription version could possibly add to make it worth the cost. Having it connect to your accounts is more convenient than downloading OFX files, but that’s not worth $99/year.
I tried YNAB 4 back in the day, but in the end decided to go with Moneydance.
Yep, still rocking my YNAB4 from steam too. Agree, the new one adds nothing for me either.
I just heard about Cashew which I think ima try and switch to. What are you on?
I use Moneydance, it isn’t the prettiest program out there, but it does what I need better than anything else I’ve tried and is available for every platform you can think of. I like that it is a one time cost as well, paying a subscription for this type of software seems insane to me.
The “Sunset” edition of Microsoft Money is still available for free, although not directly from Microsoft anymore. It’s old but it can handle regular accounts and investment accounts; no online functionality, but it supports importing OFX files, and QFX files if you change the file extension.
Such a thing exists? I haven’t been able to find something that will connect to my accounts and pull data automatically.
Ah nothing that pulls the data automatically but, I stopped sharing my bank passwords with them anyway cause it felt kinda sketch haha
I feel that same, I stopped using mint for that reason but I haven’t found a self hosted replacement yet.
Well, crap. I use mint to track net spending and give me a forward budget. Time to find something new, I guess.
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Oh man I thought I was going to have to get another mobile provider. But thank goodness it’s not about Mint mobile
same here, thought my 1 year data top-up was a waste…
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Damn I still use this. Now what should I use for budgeting?
I’ve been using Rocket Money. It has mostly the same functionality as Mint, but seems to work a lot better. It also doesn’t wait 5 days to notify me of deposits like Mint does.
I’m really liking Tiller.
I found it much easier than YNAB to understand and it all stays in a spreadsheet I control.
Have several credit cards for your categories, and use the same checking account to autopay for all. View credit card statements for breakouts and ytd expenditure for each category.
Hu? I have over a dozen categories lol.
Wow. That many! I have half of that.
Just a heads up that the Citi custom cash card gives you 5% back on the most spent category, great for rarely boosted categories like gas or groceries.
Seems to mesh really well with your budgeting method. Limited to one per person, but if you have anyone you trust to be an authorized user you can each have one to have two such categories.
that’s a new card. i haven’t looked over options in a while. thanks.
I use budget with buckets. Similar to ynab, however syncing, if you want it, only costs $15/year. Free unlimited trial.
Can Budget with Buckets pull itemized transactions from my credit card and bank institutions like Mint?
Yup, you can either set up macros (never used these) or pay for simplefinbridge (1.50/month or 15 bucks/year)
I use YNAB and really like it
I’ve tried many over the years, and I keep going back to YNAB. Been happy using it for the better part of 4-5 years now.
I’ve been checking YNAB out. I really like that it has an API subscribers can use.
One of my complaints is that it doesn’t seem to have rule-based categorization, but I may just write a script (or find someone else’s) that interacts with the API.
Do you mean rule-based by Payee? That’s definitely something it does.
It could be that I misunderstood, but I mean something like Mint’s feature where you can have it do something like this: “Always rename ‘YRBNK PMT’ as ‘Your Bank Payment’ and categorize as Credit Card Payment”.
Yeah - totally possible.
Ah, excellent, thanks. That’s one of the things I use most in Mint.
Personal capital works for me
My wife and I have had success with YNAB
Gnucash can do this and is floss so won’t really go away.
Do I need to know programming or enjoy spreadsheets to use this?
No more than you needed to use quicken back in the day.
It’s more complicated than just a spreadsheet but not as complicated as regular programming. You will want to learn general accounting practices like double entry bookkeeping to really understand how to use it though.
Hmm, okay, then it’s not what I’m looking for.
The main draw of Mint for me was how it pulled all transactions from all of my financial institutions. Can GnuCash do that too or is it just a FOSS alternative of QuickBooks?
No.
I tried cludging something together with email scraping once but it relied on too many online microservices (zapier etc) and I could never really stabilize it.
I guess it’s like quickbooks. It can import financial institutions transactions downloads I believe.
Same, goddamnit. I hope they have some sort of option to export out all my data to bring somewhere else, though I doubt it.
It’s not free but I moved to monarch money and am very happy with everything other than the janky sync for amex cards.
Oh thank goodness, I thought this was about junior mints.
F u c k, that spells fuck.
Whatever happened to the free credit report.com band? I know that they didn’t get paid for any of the jingles they wrote and so they tried to sue, but I haven’t heard from them since then.
free credit report is not the officially sanctioned source of credit reports. the actual one is annualcreditreport.com
I know, I just wanna know what happened to that.
I used to use Mint before they got acquired, I stopped in 2012ish for security concerns because back then the way you connected was just giving them your password.
Also it broke all the time and my student loans got stuck while my checking accounts didn’t so it ruined my net worth chart which was like 80% of why I liked it.
But, shame it’s shutting down even if I didn’t like it I’m sure it was useful to others.
Mint very quickly gave me the feeling of original devs cashing out just in time before the new owners found out its intervals were toothpicks intricately held together
That’s the dream
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Oh good, I thought this was about the Linux distro.
I thought “Oh no! Did Canonical get jealous and do something nefarious?”
LMDE basically exists for such an event.
Similarly, I thought this was Mint Mobile – i just paid for a three month contract to use on my work phone
This is not the mobile thing as well? Way too much stuff called mint…
I liked using mint for budgeting for years. It felt good to have a sold hold of expenses vs expenditures. But then one day the syncing between my primary credit card and mint stopped working. That was the day mint died for me, I use my primary credit card for everything and pay it off every month to build credit. When mint suddenly wasn’t allowed to connect to my credit card to get transactions it became useless.
I tried another budgeting service, but it did budgeting completely different approach wise and I just didn’t like it. Oh well such is life I guess, everything I love goes away.
Mon dieu! I thought it was the Indian buffet near Pittsburgh
Thank god, I thought this was about the herb.
The herb is a weed that can’t be killed once it gains a foothold.
That’s good if you have a middle eastern diet.
Unlike the company
It is insane how well it grows and spreads.
You should dry and sell it…
You’d make a mint.
Well that’s just the thing, I’ve already made the damn mint!
What’d you put it on your foot for dummy
That’s the truth right there, we planted some in our edible garden this summer and it overtook everything. Crazy.
Praise the Nine I thought this was about US Mint.
I thought this affected Doublemint gum.
Would it then just be singlemint? Or would it be double gum?
