• @[email protected]
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    9 months ago

    Don’t worry, the data will get bought up by the healthcare industry and start using it to deny coverage or to increase premiums.

    “You’ve been randomly selected for a rate increase! For no reason at all! Definitely random!” - Your insurance in 2 years, probably

    • @[email protected]
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      269 months ago

      I’d be really interested to know my heritage but this scenario actively is stopping me from doing so.

      • @[email protected]
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        139 months ago

        I really don’t get this. I know where my parents and grandparents came from. Should I care if I have Irish or African blood? It baffles me that anyone does. How would that information would change my life? We should be judged by our actions, not by the origin of our distant ancestors.

        • FaceDeer
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          119 months ago

          Knowing whether I have First Nations blood on my mother’s side would have real legal benefits for me (my mom is estranged from her family and so has never told me much about them, but there’s some possibility there given their historical context). I know a friend who had to prove he was 1/8 Metis in order to get a job as a web designer with a particular company.

          I think it’s ridiculous and flat out racist, frankly, but there are indeed benefits in this day and age from having particular ancestry.

            • FaceDeer
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              89 months ago

              “Good intentions”, I presume.

              My position has always been “if there are people who are disadvantaged then pass laws to help disadvantaged people rather than making the assumption that everyone with a particular set of genetics need help.” I guess it’s just easier to take that shortcut though.

            • can_you_change_your_username
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              29 months ago

              There are lots of special considerations for a legal standpoint concerning Native Americans because technically they compromise several semi-sovereign nations within the US’s borders. Some of the treaties the US signed with them during westward expansion are still enforceable.

      • @[email protected]
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        89 months ago

        I’m of the same mind. Luckily my entire family is fairly skeptical of things like this. While we want to know more about our ancestry (we know the culture we’re from as it’s pretty well documented, we would like to hone down where exactly we’re most likely from. Our last name hints at it in the region but it’s still unclear.) I would rather travel across the ocean and do manual research than give my DNA to any of the ancestry companies.

        • can_you_change_your_username
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          89 months ago

          The people who most benefit from DNA ancestry are people who want to know where they came from but documentation is scarce or non-existent. In the US that group is primarily composed of the descendents of slaves. It can also help people descendent of native groups who only know that they are from some native people of North America identity a particular tribe.

      • @[email protected]
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        289 months ago

        It’s okay, you can just be like me and have both your parents do it! They may not know my exact data, but they’ve got enough to guess.

    • Billiam
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      549 months ago

      Health insurance industry.

      Most people in healthcare hate them too.

      • @[email protected]
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        89 months ago

        I’ve never thought about it like that, but you raise an interesting point. From the point of view of patients insurance is an inextricable part of health care. I’m not so sure you can separate them that easily. Even in Western Europe the trend is towards privatization so when something happens to me health wise my first concern is insurance, never mind the actual problem. It’s a tragedy. Let’s just go back to setting up a mandatory fund and paying out from that without the profit seeking middlemen. We don’t need them.

        • Billiam
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          389 months ago

          You know what’s really stupid?

          Every American who has private insurance right now, could pay that exact same amount instead to the federal government and let it pay our medical bills, and it would result in more people getting care and less cost for the healthcare industry.

          Of course, for some reason, some people are strongly opposed to the destruction of a multi-billion-dollar rent-seeking middleman industry and also opposed to healthcare going to certain, shall we say, melaninistically-blessed Americans.

          • @[email protected]
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            109 months ago

            Mine costs my employer and myself $15,000 yearly. Colorado marketplace insurance for a “silver” plan (probably very expensive to actually use) is over $8k.

            If we all just pooled that money it’d make Medicare for All a reality.

          • @[email protected]
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            89 months ago

            Every American who has private insurance right now, could pay that exact same amount instead to the federal government and let it pay our medical bills

            Probably pay less and get more access to a wider range of medical services.

    • @[email protected]
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      19 months ago

      Devils advocate.

      If you’re significantly more likely to get cancer, why shouldn’t you pay a higher rate? It’s not fair to me who doesn’t have same likelihood.

      • @[email protected]
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        9 months ago

        Angels advocate.

        All you are really saying is “sucks to suck” which isn’t so much a position on policy as it is a statement that under a failed social safety net you believe you would be fine.

        Let me tell you something about your future, your body will (hopefully) fall apart slowly. It will be an awful, painful ordeal. Do you want the society you are in to target you as it is happening because your body is breaking down or semi-permanently injured?

        Let me answer that one for you, you don’t.

        • @[email protected]
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          19 months ago

          It’s all about stats though, rates. If you have two separate groups that are under insurance umbrellas. Say two separate companies all insured together. One tests with high likelihood for cancer, so across the large group of 5000 people you can be pretty sure about 500 will get cancer and or heart disease. The other only 100 out of 5000.

          Those diseases don’t account for all insurance expenses, so we’ll say 5 times the cancer rate means 3 times the total expense. If it’s costing three times as much to insure one group as the other, where should that money come from then? They either need to start paying more overall or folks will start being denied care since the funds aren’t there. Why shouldn’t the group pay more. But then, if it’s more expensive at group a, why wouldn’t those who are not predisposed jump over to group b?

          If the US nationalizes healthcare, it also seems unfair that California has to pay for the greatly increased heart disease and obesity rates of Oklahoma and Mississippi.

          I acknowledge this is a criticism of insurance as a whole, but we’re seeing these effects across healthcare but also home insurance from climate change.

          If I own a house in a forest that’s dried out and dying from bark beetles, sudden oak death, and drought, my insurance is going to cost like 5 times the average. And rightfully so.

      • @[email protected]
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        109 months ago

        It’s also not fair to the people who are more likely to get cancer. People don’t choose their genes and the point of society is to reduce the negative effects of things people don’t choose.

      • @[email protected]
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        19 months ago

        Literally the entire point of insurance is that everyone pays into a pool which is used to subsidize the people with bad luck who will have to claim more than their peers.