• @[email protected]
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    181 month ago

    People at or near retirement age should have a 401k invested in more safe funds with a higher mix of bonds. Why would they have such a high proportion of stocks that a drop in the stock market would impact their spending habits?

    • @[email protected]
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      51 month ago

      Yeah, exactly my thoughts. At retirement age, most or all your investments should be low risk.

    • @[email protected]
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      1 month ago

      They saw stocks rise over 1000% over 5 years (AI stocks) like everyone else and started dumping everything in it.