• @[email protected]
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    620 days ago

    There’s also something called a “line of credit” which is basically a credit card with lower interest and no cash advance fee, but no rewards.

    Obviously you don’t want to keep a balance on that either, but if you can’t fully pay off your credit card, you can at least save money by transferring the debt there.

    • @[email protected]
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      620 days ago

      The way credit should be. All rewards do is take money from others on the end by having higher intrest to pay for all those rewards.