• I Cast Fist
    link
    fedilink
    English
    12 days ago

    Doesn’t your bank need 2 sets of creds to log in? Mine does.

    That’s irrelevant when the mugger is holding a gun at you and telling you to input the passwords.

    • @[email protected]
      link
      fedilink
      English
      11 day ago

      The Money has to go somewhere. If it’s a bank transfer, then the police can follow it and arrest the receiver.

      If it’s a mugging where they take you to the ATM, then having the bank app on the phone is irrelevant as it’s just card+pin

      There’s a reason in France the crime rings are kidnapping cryptobros: they can get millions, they can get them immediately and it’s way harder to follow the money

      • I Cast Fist
        link
        fedilink
        English
        1
        edit-2
        16 hours ago

        I know that, so do criminals, which is why they either open fake accounts with stolen personal information, or ask someone to “lend” their account, which they use, draw all the money and then pay the account owner. That still leaves a partial trail, but police often has more pressing crimes to investigate

        Welcome to Brazil, where crime is 5 steps ahead most of the time

        • @[email protected]
          link
          fedilink
          English
          16 hours ago

          In my country the account owner will get 2-6 years of prison for money laundering, so nobody would “lend” or rent that. Unless it’s stolen identity, and then if widespread the bank will be responsible for having weak KYC procedures (for example ING bank, with a worldwide revenue of 18 trillion, was banned from getting new customers in the country for around 5 years because they allowed to open online accounts too easily)

    • @[email protected]
      link
      fedilink
      English
      62 days ago

      I wasn’t sure what you meant. I assumed someone stole your phone and tried to get into it.

      I’m not sure how you can protect anything from the 5 dollar wrench attack :/

      probably not having a phone or credit card. I’m sorry that fucked up shit is happening in Brazil.

    • @[email protected]
      link
      fedilink
      English
      52 days ago

      There’s a significant difference between your phone being stolen and this random scenario you just made up.

      • I Cast Fist
        link
        fedilink
        English
        32 days ago

        This is literally one of the most common scenarios in Brazil. The city of Sao Paulo alone had over 103k cell phones stolen in 2023, almost every week on the news there’s a story about someone being forced at gunpoint to make a bank transfer before the criminals flee with the cellphone. In other situations, the victim is taken to a bank agency and the cash is drawn to the daily limit from a ATM (lightning kidnapping as it’s called here)

        Be thankful this kind of shit doesn’t happen where you live

        • @[email protected]
          link
          fedilink
          English
          32 days ago

          You’re missing the forest for the trees. It’s one thing to have your phone stole but it’s another completely and unrelated thing to have someone force you to do something on your phone at gunpoint.

          How the hell is any type of security system ever going to be able to help you in the scenario you described?

          In case you don’t know what your type of comment is called, it’s “moving the goalpost”.