I know this might just reflect financial culture differences across countries, but let’s give it a try
Edit: as a clarification, I meant credit card compared to debit, not to cash
I know this might just reflect financial culture differences across countries, but let’s give it a try
Edit: as a clarification, I meant credit card compared to debit, not to cash
I’m glad that your one single experience trumps the experience of hundreds of thousands of other people who’ve gotten in a jam with a debit card. Good for you.
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I didn’t miss that part. I was responding to your main point about “propaganda from the credit card companies”. If it’s not propaganda and you got your money back almost instantly… then why are you still jumping through hoops to protect your money? 🤔
After all the issues I had with my credit card getting stolen, I like to have backups in place for the gaps. The credit card I had would take several days to send a new card, which could be a problem. So I wanted a system where if anything happened to the card, even it just being destroyed, I wouldn’t have to stress about the account or the gap in access.
It just so happened it also addressed your issues, but it wasn’t my primary driver for doing it.