Yeah, and that’s with a good (mid 700s) credit score.
I had a place try and reel me in at 14% the other day and I would have laughed if I wasn’t so taken aback. Like, they are closer to the maximum rate than the average…
I might just be unlucky with the dealers I have been to. Unfortunately the ones I’ve heard good things about only have cars out of my budget.
Car loan at 3.2%…
I’m so envious, I’m buying a car rn and I’ll be lucky to get 9% or 10%
10%?!
Holy shit.
Yeah, and that’s with a good (mid 700s) credit score.
I had a place try and reel me in at 14% the other day and I would have laughed if I wasn’t so taken aback. Like, they are closer to the maximum rate than the average…
I might just be unlucky with the dealers I have been to. Unfortunately the ones I’ve heard good things about only have cars out of my budget.
Brutal, and on top all the dealer premiums and markups.
NFCU. Has the best auto loan rates I’ve seen or heard of anywhere right now. I’m not sure if you’re eligible, but worth looking in to.
https://www.navyfederal.org/loans-cards/auto-loans/auto-rates.html