You could replace “car accident” with pretty much any non-smoking-related cause of death, but car accident is one of the most likely (in the USA) and sounded the weirdest when it occurred to me.
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Conversely, you substantially reduce your risk of dying to a heart attack or cancer by no longer wearing seat belts while driving!
All the time I spent thinking about this, and it never occurred to me to flip it around. I love it!