Gen Z here.
Do people really not have wallets now? There’s so much I can’t carry without a wallet, most importantly my ID. Am I expected to just put that loose in my pockets or bag?
And like, sometimes I’m forced to carry cash for one reason or another. I need a space place to put that.
I’m guessing it’s just because the majority of my generation isn’t old enough to be regularly encountering these issues. I’m 100% certain it’ll change as they age the way I was forced to.Elder statesman millennial here (38 at this point). There’s a pocket on my phone case. I have to carry a phone. Why not make my phone my wallet?
I’ve thought about doing this, but:
- I don’t always want to bring my wallet
- I want my wallet to block RFID and NFC so people can’t read my cards from in my pocket, but that’d probably cause serious problems for my phone reception.
- It’d make my phone chonky AF in my pocket, I can’t split it between two pockets.
I mostly only need my wallet if I’m driving, for my driver’s license, but paranoia makes me take it with me whenever I’m traveling by vehicle even if I’m not the driver.
Phone wallets seem like such an older person thing to me vs regular wallets. It’s like admitting you won’t have your phone in your hand constantly so why not combine the two.
People rarely go out without their phones, so having their wallet in their phone case means they never forget their wallet.
The downside is if you lose your phone, you lose your wallet.
I’d rather have a separate wallet, but I get why it’s useful.
It’s about pocket space. Keys + phone + wallet.
Keys and phone can’t mix. And if you have a traditional wallet they are on the big side. So you’ll have to use your back pocket (in summer) which can be uncomfortable and prone to pickpockets.
So. A place to put your cards in the case for your phone is very space efficient. Since you always carry your phone with you anyway.
Not sure what you mean by “admitting you won’t have your phone in your hand”. Phone case vs phone wallet case, we’re talking, at most. 5mm of extra width.
Also a handy way to lose your phone, ID, debit, and credit cards all at once! Why not combine all the worst things to lose that I carry into one losable, stealable package? Might as well clip the keys to them too!
Maybe add a thin string to the phone and attach the other end to person’s glasses? So when you lose your phonewalletkeyandglassesholder it wouldn’t make us four-eyed folks feel left out.
Hold on, let me go @ popsocket… We’ll make that a thing yet!
You’re assuming I don’t always have my phone in my hand anyways.
Reddit gets the weirdest comment upvoted sometimes? Might be bots? Or maybe the tweet is made up because I had a hard time finding that thread.
Assuming no maliciousness, upvotes are not the equivalent of truth votes, but what people want to believe is true or think probably is true.
And make no mistake about it, Lemmy is no different. Might even be worse when it comes to voting along ideological lines.
They have those card holder sleeves for their phones, which is essentially a wallet on a phone
That’d interfere with my wireless charger…
Don’t worry just buy this
walletremovable card holder that attaches to your phone but comes off so that you can keep it separate when charging or putting it down, or trying to hold it in your hand without a big bulky thing that keeps popping off.And don’t worry, the magnets no longer affect your credit cards just, hotel keys, cheap gift cards, bus passes, etc…
Yeah sometimes classic ways are still best or you find you really don’t need something you give up for efficiency, just do you and it’s fine.
Always found those funny because now if one thing gets lost/stolen you’re substantially more screwed. Although if you only carry one card and have tiny pockets, I get it.
This is why those phone/wallet combos are stupid. I don’t blame people for using them, but phones are easy to swipe as people stare at the screen. If I had my phone and wallet stolen, would be screwed.
Born 1980. I don’t have a traditional wallet, but I do carry a combination card holder (which has my ID) and money clip. I think some people are simplifying that to ID in pocket and all payment methods on phone (tap or app).
Generations are mostly BS anyway. Carry a wallet or not according to your needs and preferences.
All my sons all Gen Z all have wallets so not sure what that tweet is talking about.
I’m a young Millennial and I don’t understand why you wouldn’t carry a wallet. Mine is a slim front pocket one, but I need somewhere for my ID and cards. I despise phone wallets and I use tap-to-pay where possible, but not everywhere accepts them for some reason. I also don’t carry cash because I’m not a Boomer. If I’m buying/selling something off Craigslist or whatever, I just use Venmo.
Who doesn’t use a wallet? Are they referring to those card holders and not calling them wallets?
in europe, you can use your phone to pay on all of the same machines that take cards. your phone just mimics being a physical card
also, in some countries, you can have your ID on your phone through government apps. i never need to carry anything other than my phone where i live
edit: also, just for the record, i want you to know that having your cards locked digitally in your phone is more secure than having a wireless card in your physical wallet
The ID on the phone thing is weird. Like I’m gonna give my phone to a cop when they ask for my ID. That’s a nope from me. Same reason why I still print out my car insurance cards even though the information is on my phone. I ain’t giving my phone to a cop for any reason.
In the US, not every merchant accepts phone payments, so we still have to carry physical cards around. Your patronizing tone was unnecessary.
The ID on the phone thing is weird. Like I’m gonna give my phone to a cop when they ask for my ID. That’s a nope from me.
That just seems like a privacy nightmare. No one touches my phone. There’s way too much personal info on there to hand over to anyone, much less cops.
infosec.pub - user instance checks out. And I’m with you, it’s awful for privacy. I’ll keep using the plastic card.
To be honest, I have used my “phone as ID” thing more at municipality offices - the US equivalent would be a DMV, but we have more services available there. Also for paying taxes, the municipality tax thing works by me logging into the municipality website with the “phone as ID” thing, and they give a QR code that automatically configures a bank transfer in my bank app.
I have been stopped by police exactly 2 times over 30 years, and both of those were while driving. If I wouldn’t drive so much, I imagine they wouldn’t have done that either. Also, they only asked for my driving licence which is a card, and I have to have it on me to drive, and it also serves as a full personal ID.
I guess what I’m saying that the point of having an ID here is not so that you can give it to cops, but to access govt services.
The ID on the phone thing is weird. Like I’m gonna give my phone to a cop when they ask for my ID.
You don’t do that. You present the cop a QR code generated on the fly by the ID app when selecting “show ID” (or driver’s licence, in our country) that they then scan with their equivalent app or device. You don’t physically give them the phone. At least that’s the idea.
Like in many countries (traffic or street) cops here barely have a high school education and it’s not unusual for them to be too stupid to be able to scan a QR code. So carrying your plastic cards with you is prudent.
Having an unlocked phone anywhere near a cop is a bad idea considering they can just grab it. There are stories of them using people’s handcuffed hands to unlock phones with fingerprints against the wishes of the phone’s owner so I definitely wouldn’t put it past them to grab it out of your hand.
i am sorry if i sounded patronizing, i promise you that’s not even remotely what i intended. i was just trying to give you a non-american perspective in a neutral tone, but i must have failed that
i think you’re misunderstanding how cards on phones work in the EU. if the card reader that you’re interacting with accepts wireless cards, it will also accept your phone. i’ve never visited the US so i don’t know how it works over there, but here in europe, there are no “apple pay” or “google wallet” stickers/requirements on the terminals. it just shows a universal “wireless cards” symbol, which means that anything NFC will work
I haven’t used cash in like a decade, but I still need to carry my cards, ID and insurance cards just in case. Where else do people carry things?
I’ve seen a lot of people carrying all that in their phone case, where they can conveniently lose every single scrap of personal information at once.
I know. The lack of redundancy gives me the shivers.
A lot of them actually have phone wallets for holding cards.
I started using cash again a couple years ago because I’m tired of every POS terminal begging for tips, even when the cashier isn’t performing any sort of service.
I keep a service key for my work van in my wallet. I carried a card clip for a while with my license and credit card, but after locking myself out of the van for the third time my then boss handed me a wallet, a door key, and said “never call me locked out again”.
Still use a wallet today
Kids. They don’t need most cards and the few ones they need, they can easily have on their phone in their Apple/Google Wallets.
When they get older they will realize at some point thar they will need cards that arenot available digitally
People who value privacy and want to support small vendors and businesses also carry cash, nothing to do with being a Boomer
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I think it depends on where you are more than your age. I very rarely carry a wallet on me and I am definitely not Gen Z. That being said, where I live, every legitimate (i.e. non laundering/tax dodging) business accepts paying by phone. I can use public transport by scanning my phone, I can prove my ID by showing my phone, I can claim medical benefits by using my phone, and every franchise has it’s own loyalty app I can download on my phone.
Literally Home Depot is the only place left which doesn’t have phone payments, and they really need to get with the fucking program. I wish more people would shame them for this.
Walmart is another weird one. They have phone payments but only using their app. Which is some real “company town” BS.
Where I live, 90% of places have a working tap to pay, but 10% still need that chip to be entered.
Annoyingly, the convenience store chain (part of Circle K) that I buy snacks at, tap to pay only works for credit cards not debit cards.
Good ? Never use debit cards. They aren’t subject to the same fraud protections…
Why the fuck anyone would think giving anyone direct access to their banking account is a good idea. Sheesh.
Not sure why down votes, this is financial security 101. Some debit cards have gotten with the program but… Still cringe. I do keep one on me but it’s a free account I keep a bit of cash in, not where direct deposit goes to.
It’s almost cult like, some people’s “attachment” to debit cards. I’ve been called all sorts of things for pointing out how BAD it is to use them for everyday transactions.
Really need a first party app for credit card payments. I’m not going back to Google having control over my phone and you can’t use GPay unless you let those scumbags watch you.
i really dislike the idea that my life could come to a complete halt if my phone stopped working in the middle of the day.
I don’t have wallet, but I pay mostly with cash and carry social(student) card that works as public transport ticket and also works as state healthcare card.
and every franchise has it’s own loyalty app I can download on my phone.
I don’t see it as benefit at all
The problem with that is that if you lose your phone while out and about, you’ve also lost all hope of paying for anything to get home.
Not that much different to losing your wallet before you could pay with your phone
phones can stop working
That’s true, I only relied on my phone until the first time it just didn’t work for no reason haha
No different from losing your wallet back in the day. Except I can log into my Google accounts on literally any Android phone (plus my yubikey) and get it all back.
Still, I will put a credit card in a different pocket sometimes when I am going out drinking just in case. If I’m really stranded I’ll call the police from that bar, say my phone was stolen and beg them for a ride.
That’s pretty horrifying. The perfect dystopia waiting for collapse when a server fails or a there is a network outage or infection.
If that’s going on I promise you have much bigger concerns than how to pay for some mcnuggets. The same thing can happen to any credit card processor as well. Not a bad idea to keep some cash at home, but for day to day, hour to hour stuff there’s no need to bring it anywhere.
Difference is, I get to eat my McNuggets.
Contemporary generational labels are as arbitrary as their boundaries, most of us just want to belong so we apply them to ourselves and say we must be X and they are Y, but you’re just as likely describing trends people from any generational category may follow than insight into actual characteristics of the group.
You kids and your government tracked money. I buy too many things for cash to not have a wallet.
I was a always cash guy, Corona made me a card person, I still refuse to use my phone for it because it’s enough that Visa knows everything I buy, no need for Google to know it as well. Also bizarre that we become a no cash society at the same time authoritarian regimes pop up left and right…
I use my debit card a lot but I really like flea markets and junk sales and they are often cash only. I also get cash from metal scrap and it’s my “walking around money “
Wallet in Fanny pack gang, rise up!
I have a lot of ID cards for various credentials, memberships, and store discounts, but I’m only 25, am I just behind the times???
You can just take pictures of the barcode for most of that stuff.
Or import into wallet app on phone. I use it for Winn Dixie for example.
Winn Dixie is still around?! Dude I miss that place, we don’t have em around here anymore.
Use a cardholder, that’s a certified zoomer option
What, kids don’t carry drugs anymore? What is the world coming to
I have little drug pouch for that
Okay, so does your drug pouch have a wallet?
Yeah, a wallet. But the kind with the zipper. You gotta carry ID on you depending on your lifestyle. Why make your drugs pouch different from your money and card pouch
because mine most often also has rolling papers, vaporisor etc.
God damn it.
Gen X. Don’t use a wallet. Where do I fit in to this theory?
The theory is about millenials having wallets. You’re not a millenial and you don’t have a wallet. No contradictions here.
Gen Xers love wallets. Back in the '90s, you had to have a wallet so you could wear a wallet chain.
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The outlier with a credit score under 700 and cashless, probably uses apple pay.
I just throw my cards in my pocket lmao
I worked at walmart and you would be amazed how many people just whip out a balled up wad of naked cash and change.
As a gen z this confuses me, I have a wallet and most people around my age also have one. Sure maybe you could say if they carry cash or not cause I definitely don’t carry cash but I still have my wallet cause theres a lot of places that don’t accept phone payments.
I’m a mid-range millennial and don’t carry cash, my wife is a slightly younger millennial and also doesn’t carry cash. I think probably most non-elder millennials don’t, but I think everyone needs a wallet. Gotta carry your ID and stuff somehow
Even us elder millennials often don’t carry cash. I’m so elder, I might as well be gen-x. And until recently it had been years since I carried cash.
Same
Same. If I have cash it’s because I needed it for something specific and haven’t managed to get rid of the change.
I’ve started carrying it more recently during times when money is tight. Helps me keep from overspending.
Totally get that. I did exactly that for years until I came up with a (slightly convoluted) system that works for me.
A lotta zoomers have phone cases with their id and stuff in them, which might be the alternative? Personally I never trusted myself to not lose my phone and be really fucked.
I agree with your last statement, but that’s still a wallet. It’s just a phone case wallet, or MagSafe wallet in some cases (which feels even scarier IMO, I don’t trust magnets that much)
Elder. Only carry cash when I really need it.
I’m a relatively young millennial, and I carry cash because I sometimes go to events where some people don’t accept cards.
I have to carry medical cards and a wallet is needed for that and my debit card. Also anything like loyalty cards for stores or coffee shops. I’m just on the upper end of gen z as well.
But do you have a WALLET, like a trifold, or a money clip style one?
I have one of the fold style ones, I tried a money clip style one and it just felt weird to me.
Elder zoomer here. I have a wallet for all of my cards, those for pay, for insurance, for identification, etc.
Unfortunately my country doesn’t have the option for those to all be digital, so I’m still limited to something physical. Probably for the best anyways. It’s better to have redundant versions of those, in physical or digital form, in case one method is lost.
If zoomers at large don’t carry wallets, even in countries where digitization is easy, that’s just as risky as only carrying those cards in a wallet. It might be even more risky because you need your phone to be on to access that information, meaning chargers are necessary as well as a source of electricity. Not so easy in all regions of the world. Solar + batteries would work, but that’s more to carry around, when you could simply carry a wallet.
Well, I definitely fit in the box, got a leather billfold wallet. I’d say I feel like I’ve got several good reasons to:
- we don’t have digital ID in this country
- For some reason we sometimes get issued paper tickets for the train rather than QR code tickets
- I’m sometimes out all day and late into the evening and don’t want a dead phone stopping whatever I’m doing
- I go to enough other countries where you can’t get away without using cash
- (Least of all) I find those metal slim wallets to just be a bit ugly looking personally
Youths in my country have their debit card between their phone and phone case.
Am I the only one who never uses phone cases?
We’re a rare breed it seems. I don’t like the extra bulk and I paid for a high end phone I don’t want to feel a $20 case.
I haven’t minded the extra bulk from cases used, but I also don’t use Otterbox or their alternate equivalents or have a high end phone. I’ve had a case for every smart phone since I’m a clutz sometimes and nervous about breaking it. To each their own 🤷 . But regarding the original topic, I’d feel weird without a physical wallet after so many years of using one.
Agree on the wallet front. It’s good cases are available for folks that want them, I just see a lot of folks with cases and broken phones anyway, so for me it feels like a false sense of security.
I’m a clumsy bastard and my insurance is £100 excess per phone repair. Last time I went without a case I think I smashed the screen 3 times in less than 2 years, so the odd £20 case has saved me a fair bit of cash over the years
Forget the cost. I don’t want the inconvenience. I hate dealing with broken phones.
have fun paying for high end repairs when you inevitably drop it i guess?
It’s a risk. 🤷♂️ I prefer to be self insured and manage my own risk.
I see plenty of folks with cases running around with cracked screens, so it’s not a guaranteed safe approach.
How about having user-replacable back cover?
Not sure I follow. I would definitely enjoy a return to user serviceable devices, including a removable battery compartment. The phones that offer these capabilities are few and far between and often involve unacceptable tradeoffs on other features.
As alternative to case. If you damage back cover, you can just replace it.Don’t know what went in my brain.
I’ve seen that, and always wonder whether that doesn’t damage the card
So if someone robs your phone you’re doubly fucked? Also wouldn’t that mess with using the phone payments?
Not a big problem where I live, but I guess it would be in some countries
