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People who own homes should start buying each others’ homes at a fraction of their estimated value to drive the market down. And then rent them to each other for the price of the mortgage so rental prices go down too.
For fucks sake… the vultures.
My wife owned our first home for about 10 years and would have people calling and texting her at all hours, even straight up knocking on the front door trying to buy the house. It’s so absurd the lengths these scumbags go to, it got to a point where we think the tactic is to try to wear ya down, especially as the offer keeps increasing.
Just put a sign out front saying you will not consider any offer less than $1 billion
Your mortgage broker and realtor in a race to sell every scrap of PII they have about you to every scammer under the sun
Just purchased a house, I totally believe this is happening now.
Oh, this 100% happens. I’ve been getting texts and calls fopre-approval about 6 different area codes since applying for preapproval.
Once you complete the purchase you will start getting fake letters about you already being delinquent on your mortgage lol.
Good luck all the same though!
Oof, thanks for the heads up!
No problem! While I’m at it, I should also warn you that your mortgage will probably be sold off to another lender almost immediately. So, one of those letters wont be fake, it will be a notification of the mortgage changing hands.
It’s such a sham of a process, but good luck, it’s worth it to own your own 4 walls.
Our info is so insecure that the public records associated with recording a deed are more than enough for the floodgates to open up.
Makes me want to start an anarchist commune with no electricity.
I have a certain set of skills… just sayin.
You can literally pull up every bit of information you need on someone directly in a map on a county portal if they own a home.
Including all publicly filed documents like divorce, alimony, marriage, etc.
It’s nice that there’s some amount of public information, but it sucks that it’s basically just normal people because the rich don’t have to put PII on their filings and can use fake companies.
Public records are good, being able to buy any individual’s cell phone number and email and incessantly marketing to them just from knowing their name is bad.
Some stuff might be publicly available because FOIA and “Sunshine Laws” (is that a term used outside of Florida?) are mostly about ruining all privacy.
You can google my name (Somewhat unique, at least in America) and see exactly where I used to live and my party affiliation because some boomer takes all the voter registration records and makes them public and google indexed.
I never understood why it’s so public. Why does everyone in the world need to be able to lookup my address just cuz I own it?
Get his ass, Nicole
I would have gone with “the maoist uprising against the landlords was the largest and most comprehensive proletarian revolution in history, and led to almost totally-equal redistribution of land among the peasantry,” but this is nice too
Yeah all the landlords in my life I’ve explicitly just told my positions and why I think Mao had the right idea had no response. One of them even sold the houses he was renting out a few years afterward. Bullying (landlords) works!
The other night some guy was tagging along with me after I left the bar, at one point he got to be annoying enough that I decided to removedhim by pretending to pull a knife on him but it was just a lighter. MFer almost shat himself and I wish I coulda taken a picture because his reaction was priceless. This is entirely unrelated to this post and I just thought it was funny. I am entirely unresponsible for how you use this information.
Edit: I have no idea how that got censored but it makes it funnier so I am leaving it.
I’m assuming a word that’s synonymous with ”to scare” but is also a racial slur.
Halloween lovers being oppressed by the Hexbear Slur filter
Missed opportunity to say “Buy us lunch and we’ll talk about it” or some other free shit.
Someone cold called me. I said well I hope you’re prepared to offer me another $100k on top of whatever you are going to offer me because I live here and all the single family homes in the area are starting at $350k.
Their response: well do you know anyone else ready to sell?
I encourage all Americans to invite these people round to discuss their offer then shoot out their kneecaps when they arrive.
I know a grift opportunity when I see one. I’ll sell mine for $3 million.
Ask them to pay a deposit to be considered. Ghost them immediately after they pay.
Illegal
Also illegal to call me when I’m on the do not call list.
Call it an intro fee. Waste my time, it’s on your dime.
Well then you’d have to be very explicit about how it’s non refundable. Don’t get sued please.
Call it an application fee. Landlords do that shit all the time
That still might be illegal in a more liberal state if you never intended to sell.
No one’s going to turn the law on a single homeowner for less than $500, don’t be such a lanyard dork.
Especially if it’s a “goodwill contribution” which happens literally everywhere in business and political dealings.
Shut up loser
Also wtif, home ownership means landlords will make offers on your property and you can tell them to kick rocks and die? If I had a home I’d take a photo of it and send it to every development firm and landlord I could and ask for an offer just to reply with this. I’d take out a mortgage just to hassle landlords, fuck the house.
It’s not the landlords, it’s some poor schmuck they’re paying minimum wage to cold call all day. I guess you could try to move forward with the process to get to the people who are worth fucking with though.
“If someone wants to buy my house I would have to speak with them directly.”
Not even a remotely strange thing to say, if you were serious about selling you would upgrade that call. After that act interested and if you have time to spare, waste theirs. The longer they’re on the phone with you the less calls they can make that day and that’s less pulls at the slot machine.
That HIM song from Viva La Bam played in my head when reading this
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Nowhere near that amount of people was actually added to the population that would need housing.
Not to mention the fact that there are over 11 million year-round vacant properties in the US, 6.7 million of which are simply held off the market, and 3.1 million are for rent, but not receiving any tenants year round (a tactic often used to artificially keep rents high for surrounding properties)
There’s also an additional 3.5 million homes that are “seasonal” properties, (i.e. vacation homes) that are still perfectly good for housing human beings, but are only actually used for part of the year.
There are an estimated 662,000 unhoused people in the United States, (Including those already in temporary shelters) so only a fraction of the available empty housing would completely house every homeless person in the United States.
The problem isn’t a made up “crisis” from immigrants, it’s a lack of care for other human beings that drives landlords, property investors, and multi-home owning individuals to hoard housing that people need to survive.
Bullshit. Democrats are just as hawkish on the border as Republicans, they just pretend they’re not once every 2 years.
We have a shortage of livable housing because we refuse to allow it to be built. There’s plenty of room for people, just not if we mandate that each dwelling is single-family with a 20-foot buffer space between them.
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