Cash, because I try to keep at least some privacy.

Until the pandemic I used to be strictly cash only. Sadly the pandemic has shifted my habits quite a bit :/

Cash I don’t know why

Exclusively card. Any cash I get is saved. Which is nice because I make a decent amount in cash tips at my job so I’ve got some decent savings from it

cash is printed freedom

Australia. Cash if possible, but only for small transactions like groceries.

Otherwise, EFTPOS.

Credit card only for some online payments I can’t get around any other way.

Half cash, half card. I’m from Germany and I think that giving banks the level of control they’d have in a cashless society is one of the dumbest things a society can do.

Interesting to see how common it still is to exclusively use cash, especially in European countries. In Canada, they put us in a prisoners dilemma situation where things cost the same regardless of whether you pay cash or card, but if you pay card, the merchant pays a fee and you get a portion of that fee, making it cheaper for you, while also raising the prices because they need to factor in this extra fee, so things are actually more expensive overall, and moreso if you pay cash.

Besides the monetary incentives, it’s also much easier to track my expenses with a credit card.

Credit card almost exclusively and I get annoyed if I can’t use tap to pay. I’m finding more and more places don’t even accept cash anymore.

Germany: Credit card most of the time, using Apple Pay.

Some places only take girocard (formally EC), a special system in Germany that is cheaper for the vendor and more common, though some modern banks like N26 don’t give out girocards anymore which is why I have another bank account just for this. Super annoying.

Sometimes cash is still the only option, which is why I always carry 20-30 Euros with me just in case. Examples would be the local farm shop where I buy eggs and veggies, some small restaurants and pubs.

UPI

cash for bus

Metro card for metro

Almost exclusively cash for groceries and outings. Most other things are ordered online anyway. You’d think that working in IT I’d be more progressive but I’m confronted with so much malfunctioning tech that I’d rather have a simple form of transaction I can rely on and keep track of easily. My bank probably has some sort of ancient database that nobody understands anymore since Larry who was maintaining it died of a heart attack two weeks before retirement and now nobody dares to touch it until it’ll eventually fail and cause my card to lose functionality for 3 days. I’ll stick with my coins.

Carrying cash - particularly coins - is such a pain in the neck. I pay for everything on card whether I’m in this country (UK) or travelling abroad.

I’m almost at the point where I don’t need to carry a wallet at all - contactless on my phone takes care of a lot.

Card, mostly credit, sometimes debit. I rarely carry cash around as I only have a card wallet. I live in the US.

When in Vegas, cash. Everywhere else, card.