Biologically male procedures only. EDIT: If the two people who downvoted this question could explain their reasoning, I would be super interested. No judgements. This is a safe space!
Knee brace.
Find a excuse to get physical therapy.
My ‘bone spurs’
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Teeth are not covered by health insurance in the U.S. (I know. We all know)
Yes here in America we operate healthcare with the knowledge that your teeth and eyes are not a part of your body.
Was just going to point this out too. It’s so stupid.
I’ve also done the math on dental insurance vs out of pocket and a few times, out of pocket was significantly cheaper than the service + insurance.
I’ve done the same math recently and decided it would be cheaper just to pay myself and keep a bit of savings around for anything extra. I could not find a plan that would pay out more than $2k in a year, and that’s not even a month of rent some places.
With your plan I would suggest putting your savings into an HSA or FSA, if you have either of those available to you. At least then it’s tax free.
It was a very sad day when I learned that my dental insurance is a reverse deductible. Like you said, they only pay out $2k a year then it’s all out of pocket. Actually so stupid.
For those not in the US: it may be covered, but normally it’s a separate insurance plan and not covered by your regular health insurance.
It also varies what type of “dental” care. Some mouth/gum surgeries may be covered by the health plan. I think most dental plans cover checkups. All this varies wildly with your employer and insurance election, though.
Clearly it’s not a medical thing. I’d love to find out when that racket started, and who got rich from it.
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Vasectomy if you don’t plan on having kids. Also consider mental healthcare. Everybody could use a little bit now and then.
Vasectomy is probably free anyway.
Or crazy cheap (like copay), since it prevents lots of expenses for the insurance company.
May not be the same in all cases, but with my insurance mental healthcare is its own separate thing through a completely different company, much like dental and vision usually is. So if OP is in the same situation it’s a different bucket and would have its own costs not associated with the medical deductible being met.
Yes! Mental healthcare!!
OP editing their post cuz they got put off by 2 whole downvotes is a sign that, yes, it’s time to consider mental health
Do you snore? Get a sleep study and a CPAP - thats pricy! Need a colonoscopy? Gel shots in your knees? Any family histories that would warrant testing for cancer markers?
Just had Inspire surgery. How do you think I hit my maxes lol! What I do think I have also is arthritis.
I was curious so I looked up the inspire website… this has got to be the best accidentally hilarious medical video I have ever seen:
https://m.youtube.com/watch?v=BOnZjPD6n5Q
Who directed this monstrosity!?
I only made it to the 0:28 mark. That may have been the worst “acting” I have ever seen.
I’m curious, how did you find the surgery? Did it work well?
I’m still in the “ramp up” period, so I’m not getting the full effect yet. I need to get used to having my tongue muscle electrically stimulated, with increasing intensity, forcing me to stick my tongue out. It’s a very odd sensation at first. And it’s been rough going, not gonna lie. But I think with some timing adjustments it will do its thing. I have only heard good things from everyone else who has done it, so I’m honestly not concerned at this point. Also, I am a cyborg now, and I have my own remote control, so that’s freakin’ sweet!
Do you charge it with a magnetic charger like a Fitbit watch?
Nay. The battery is good for something like 15 years.
If you’re beginning to struggle with joints, get on the PT, MRI route while it’s free.
+1 for cpap. You might not like it at first but seriously try out different options. There’s different mask types. My wife’s blood pressure dropped to normal very quickly once she started using it. Mood and energy levels improved by a lot. Sleep is super important
I say blow your free healthcare on something frivolous and fun.
See if they’ll swap your left kidney with your right one.
Frivolous? Yes. Fun? 😬😬😬
The surgeon deserves a little fun too
A surgeon can have a little fun as a treat.
Get your ears cleaned at an ent. Go to a dermatologist and get a facial. Go to a pediatrist and get a mani/pedi.
Really sucks that dental doesn’t count as medical.
Get my ears cleaned by an ent?
I’m so soryy. I couldn’t resist.
I’llseemyselftothedoor~
Why does it look like the Ent is feeding him 😂
First it clean their hear then it feeds them their smuck
My wife is there.
She’s gotten two knee replacements this year and is scheduled for a hip replacement before the end of the year. And last night I reminded her she’s been meaning to go to a dermatologist.
Ooh! Dermatologist! That’s a good one!
Here I am with acceptably functional knees and hips. I just can’t win!
Yes but how’s your skin
Well. It covers my body.
You should get a full dermatologist check. Especially if you have ever been sunburned.
Get any suspicious or annoying moles removed and biopsied.
I have 4 friends (granted 50+ years old) who have had skin cancers removed in the last year. Many, many stitches on faces, arms, and necks
Down vote because this is an American specific thing in a global community. It excludes the rest of the world.
While the prices arent insane, I still spend nearly double my insurance each month due to “eigen bijdrage”. I think it’s 400 per 3 months, though I’m not sure.
So I understand wanting to catalogue all treatments he could do whilst not needing to pay for’m.
The situation is mostly America specific, the question isn’t.
David, you’re an idiot.
Maybe you missed the “no judgement. This is a safe space” in the op?
As you judge him for being American? I stand by my original statement, you’re an idiot.
Upvote for your honesty, mate!
♥️
The rest of the world has health care too, the situation is america specific, but anyone can chime in to say what health care is probably worth getting.
I don’t know what’s covered under US “healthcare”, and I think it also depends on your age. Probably should talk to your doctor and ask them. Maybe a bunch of blood tests, dental work, cancer screenings, prostate check, colonoscopy, and upper endoscopy.
Unfortunately, dental is typically separate from health care in the US. (It’s stupid).
This isn’t always the case, technically. Dental can be considered for normal health insurance if it’s directly impacting your health (like an emergency surgery). That being said, your insurance may fight the shit out of this and will still most likely require you to list your dental insurance as the primary for billing.
I work in American healthcare. Your doctor is actually one of the worst people to ask about coverage.
Unfortunately, the only solid way to be 100% sure of coverage is to call your insurance company and make them guarantee your planned procedures in writing. Every doctors office has a department to deal with insurance—after you talk to the insurance company you will want to talk to the insurance department at the doctors office and give them the written statement from the insurance company.
After your procedures, your bill will be processed by a medical coder at the doctors office, and a clearing house coder who gets things ready for your insurance company, before it potentially gets double checked again by coders who actually work for the insurance company. Those people will not have any clue about the arrangement made prior to your procedure, and this is the series of steps where something might happen that would cause your insurance company to not pay.
If you did your due diligence and got everything in writing beforehand, then the insurance company will kick the bill back to the doctor, at which point it will be reviewed by a payment specialist who will be able to see and use the written commitment to force the insurance company to process the bill.
This whole process takes anywhere from weeks to months, so you may not know there is a problem until a while after your appointment.
Welcome to American healthcare. Good luck getting whatever you can.
Is anything cracking or sore more than it should be? Time to go get that treated.
If you’re on any expensive meds, now’d be a good time to get them refilled. …and ‘my backpack got stolen!’ them and get them refilled again if that’s covered.
If you’ve got anything you think needs to be addressed with any urgency at all, skip the normal process and go to the ER to complain about your symptoms, especially if you’ve got ANY pain in your abdomen or tenderness in your lower back (which could mean kidney stones).
Infact, even if you don’t have pain, go in and tell them you feel nauseous after eating anything greasy or fatty, and you’ll get a free ultrasound of your gallbladder to see if there’s any stones in there. …don’t actually accept surgery to remove it unless there are stones that look like they’re for sure going to be problematic, cuz you WILL have symptoms once it’s gone (eating will make you feel like shit… your body should adjust eventually, but that’s not a guarantee, and it can take anywhere from a few months to years).
So, if they offer a scan or any diagnostic, do it. If they offer surgery, have a long think about whether it’s actually worth doing.
Not only refill your meds, but there are places where you can get 90 day prescriptions filled, so you can go into the new year with several months of pills already ready.
The ER idea is brilliant, especially because I just moved here and don’t have a PCP yet. Even better, I can hit up urgent care every day!
Yeah your biggest obstacle right now is going to be “our next available appointment is in 4 months”, so ER is the way passed that. It’s not super ethical, but neither is the way our healthcare system operates, so do what you gotta do.
When it comes to the American insurance industry, I think I am fresh out of “ethics.”
Emigrate.
Not a medical procedure, but take the time to reevaluate your medical plan before open enrollment! Look at the cheaper plans and see how much you’d save in premiums. It might be greater than the difference in max out of pocket. And if you get a qualified “high deductible” plan you can even contribute the savings to an HSA that you get to rollover and keep forever into retirement, without ever paying taxes on it.
Colonoscopy
