• @[email protected]
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      54 months ago

      But if it was socialized we would have death panels lol like this isn’t already a death panel with less guardrails

      • @[email protected]
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        44 months ago

        That “death panels” bullshit was such obvious propaganda.

        The answer should’ve been “death panels already exist, would you rather them be civil servants or for-profit insurance agency accountants?”

  • @[email protected]
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    124 months ago

    At an old job of mine, a co-worker with a congential heart condition told me that he had to provide papers to his insurance company to prove he needed heart medication. Then the company constantly pesters him to go back to the doctor to ask if his condition has improved.

    It is congential… he was born with it. He CAN’T get rid of it. Even if medical technology advanced to the point where he could have it cured, they would still spend years delaying for it to be done because they need to know if it is medically necessary.

  • @[email protected]
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    4 months ago

    Lemmy Netizens Consider Offing Another Healthcare CEO, Questioning Their Industry Necessity - Fediverse News Network
    *not an actual news network. Yet.

    • @[email protected]
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      24 months ago

      You’ll need to get a Prior Authorization on that offing to show that it’s Ethically Necessary. Fortunately you’ve come to the right place.

  • @[email protected]
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    2174 months ago

    Weird how we have to pay more money every single year, and insurance somehow provides us less and less for our greater and greater spend

    • @[email protected]
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      144 months ago

      It is actually kinda incredible. I remember seeing a comic in Mad Magazine back in the 90s that satirized insurance companies by cutting ‘expensive’ healthcare and the cartoon showed an emaciated patient on IV and the insurance guy about to cut the tube with scissors.

    • Flying Squid
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      274 months ago

      Oh, but if you’re rich, we have the best healthcare system in the world! Rich people from all over the globe come to America for medical care!

        • Flying Squid
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          54 months ago

          As a non-rich American who got fucked over by The Mayo Clinic last year who were not only no help, but the patient advocate got me a full refund including for the AirBnB, I don’t blame them.

          • @[email protected]
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            64 months ago

            Me neither, to be honest. I just find it funny that they brag about the US having the best healthcare in the world and then go to Canada for anything that requires a stay in a hospital, Mexico for dental, and Thailand for cosmetic surgeries.

        • @[email protected]
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          244 months ago

          Isn’t the required car insurance the part that covers the OTHER cars, property and people you might harm with your car?

          I don’t think it’s required that you carry enough insurance to be able to replace your own car. Might depend on your state, though?

  • @[email protected]
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    154 months ago

    I think it’s about time for an organized mass murder of all healthcare ceos… Maybe then they’ll learn? Or do we need to go after the shareholders too? What will it take? How can we make them quiver in their boots half as much as they fucked us out of paychecks only to tell us to get bent when we request the care we’ve paid for?

  • @[email protected]
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    1124 months ago

    I have a friend who has a prosthetic. Sure they could live their life in a wheelchair. But this guy goes hiking, and acts like a fully capable walking person. The quality of life is huge. It really gives back their life.

    • @[email protected]
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      64 months ago

      From a purely “medical necessity” viewpoint even, having a properly-functioning prosthetic helps him keep the rest of his body healthy! (Although I suppose they’d figure on denying claims for hospital treatment when his unhealthy heart caved in!)

      • @[email protected]
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        54 months ago

        (Although I suppose they’d figure on denying claims for hospital treatment when his unhealthy heart caved in!)

        The long term goal of this type of policy is to not only reduce immediate cost, but to offload the cost of long term care onto a socialized network like social security.

        The majority of amputees are already diabetics, if you remove their ability to remain active and mobile, you substantially increase the chance of renal failure. Patients who require dialysis because of renal failure get enrolled for disability through social security.

    • @[email protected]
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      194 months ago

      They are saying it’s not “medically necessary” to have any quality of life. As long as you’re breathing, you’re A-okay in their book.

      This is what insurance in the US has come to mean.

      • Capt. Wolf
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        164 months ago

        Like how they still consider dental care to be “cosmetic.” They’ll rip them out of your head free of charge, but putting new ones in? No sir… You can eat mush!

        But God forbid anyone mentions a solution that includes socialized healthcare…

    • FundMECFSOP
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      794 months ago

      Yep. It’s absolutely insane they wouldn’t cover it.

      It’s honestly unethical as shit.

      • @[email protected]
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        14 months ago

        I mean it’s not really. They don’t cover hearing aids or even implant surgery. “Not necessary” is what my sister gets told. Yeah, trying living deaf you asshats!

      • Flying Squid
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        94 months ago

        It’s absolutely insane that people should be expected to either buy insurance or pay for medical care out of their own pocket. And the insurance is never enough.

      • @[email protected]
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        4 months ago

        Unethical and counterproductive. Having a prosthetic limb would almost invariably lead to a less sedentary lifestyle, which is strongly correlated with better health. Paying for a prosthetic today has to be cheaper than paying for a heart attack or diabeties later.

        • ggppjj
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          234 months ago

          You’re making the assumption that they’ll pay out for a heart attack or diabetes later. You just said that they were caused by the pre-existing condition of not having a prosthetic limb.

        • @[email protected]
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          44 months ago

          Depends on how you measure productivity. The hope is that by the time long term care is required for things like diabetes or heart disease, the patient would be eligible for Medicare.

          That or the sedimentary lifestyle will so negatively affect the more than likely diabetic patient, that they go into renal failure and qualify for disability through social security. Effectively removing their cost onto a socialized network.

          Paying for a prosthetic is much cheaper in the long run, but not for private insurance. The vast majority of the cost of not providing a prosthetic will be absorbed by Medicare.

  • nomad
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    384 months ago

    Tbh I was expecting the first comment to contain the name Luigi…

  • @[email protected]
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    294 months ago

    “I mean technically any medical service is not truly medically necessary, right? You could just die*”

    *Funeral services are not covered under your current plan.