Maybe leave the parents house and begin a life in an apartament, at 40 years old.
Good luck to you
1000€ is not nearly enough for me to change my lifestyle
It’s so interesting to me how money can have such a different value for different people. I live in the EU yet I make less than 1000€ a month even though prices are at EU levels. This would more than double my income and it would mean I could finally afford new clothes, I wouldn’t have to worry about having money for food, bills would be paid on time and I could even save up a meaningful ammount! It would be a literal life-saver.
Retire
Invest in ETFs.
When you want your portfolio to be just as boring as your life
This
NFTs!
Wanna buy some NFTs instead? Pleeeeeease?
Pay off my shit and actually feel financially comfortable for once
Yea. Though, TBH, given many things I’ve seen, I’m not really sure how bad it is to just … eventually… not pay off the debts.(In the US) Like, yes, it’ll hurt your credit - but even bankruptcy clears out in 7-10 years from what I understand. Just not paying off some credit cards?
So, if you’re young enough, that might well not be a big deal, you can wait it out being poor just like you are now. If you’re old enough, you probably don’t care - one hopes you’re not looking for a big loan at 80. And I also wonder - you know - on unsecured debt anyway - what is going to happen? I suppose if your total is high enough they might garnish your wages. But OTOH, many times it’s just avoiding debt collectors, which usually is just not reading that mail, and not answering unknown phone numbers. You know - daily life in 2023.
I’m not going to suggest you default on your debts (unless it’s in the context of dying without anything in your estate to go after), but I know of plenty of people who manage to go through life for decades basically paying very small amounts to keep foreclosure and tax auctions away, and otherwise just don’t pay bills. The downside is they can’t get loans, and don’t have spare money - but it depends on where you are currently too - maybe that’s just current life anyway.
Quit my job and find a place where I can live off 1000 a month
You still need food, clothes, Internet etc
The place I’m going, I only need food
I’ve traveled on far less than a 1000 eur a month. With that kind of money, I can still save up.
Quit my job and live in the place I am.
Complain that it’s not in pounds.
That’s still over £850/$1090 per month. Nothing to sneeze at.
Save it
Pay my bills
Buy all the eurorack modules piece by piece.
There’s no amount of money extra a month that can support this lifestyle, I’m sorry
beep boop beep
Can’t hear you sorry.
Save and buy a home. I’m tired of paying fat fucks to live under a roof
So for like 600 months. That’s 50 years for a decent house. When 50 years roll around, it’ll be far more than that so you’ll have to keep saving but you’ll never get there.
Eh, you can find some decent ones in my country for about 150K, which is about 12 and a half years. But tbh yeah, the current housing market is just sad.
Do y’all not have house loans where you are?
We do, but this is not the 2000s.
NFTs, cheap gin and scratchers.
Real answer: pay off my car as fast as possible and throw the rest in savings
I’d be able to pay off the debt collectors pretty quick. Then I’d be able to get a car, one that doesn’t feel like it will die at any moment. I might even have enough leftover to throw a hundred or so into a savings account.
Right now, none of that is possible. Eventually I’d like to be able to make enough to do some of those things, but that day is pretty far off.
I’d rent an apartment closer to my work. I’d also pay off my car and probably get a new one. Maybe a new mustang or something like that.
It’d definitely be enough to let me live comfortably, at least comfortably enough to really enjoy my hobbies.
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