For me: Cancelling paid subscriptions should be as easy as subscribing. I hate the fact that they actively hide the unsubscribe option or that you sometimes should have to write an e-mail if you want to unsubscribe.
This isn’t an illegal thing but more of a tip for the thing you hate. Most credit card companies will let you open and close virtual credit cards tied to your main account, but with a new card number etc. I make a new virtual card for every subscription I have. If I want to cancel the service and it takes more than 5m to do so through the company that provides that service, I just turn off the virtual credit card they will try and fail to charge for the next payment.
A free trial automatically rolling into a paid subscription.
For subscriptions, I highly recommend using disposable cards like Privacy.com (no affiliation, just a customer). If I want to try out Prime, or Starz, or a “free until…” promotional offer, I just spin up a card. It’s connected to my bank account, locked to that single merchant, and they can’t charge more than whatever spending limit I put on that card. Honestly, I don’t always even sign in to a service to cancel, it’s much easier to just pause or delete a card, and then they can’t charge you anymore. It’s free for us because they collect a small portion of the transaction amount (like Visa, PayPal, etc)…
I used them for a couple of years. But I kept finding that when I went to re-sign up for new vendors they wouldn’t support the cards for some reason. Has this gotten better?
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Whoa that’s SUPER illegal
What’d it say???
It said
Tap for spoiler
Redacted
stealing food from the grocery store
Damn, where you live at where this is legal because shit is about to get ROUGH where I’m at and I’m trying to get free groceries.
They write in Finnish in other comments, but I don’t seem to be able to confirm or deny the law there, at least not with a quick search.
I did find an article that suggested that it’s been ruled legal in Italy, but only if you’re homeless and hungry. I can imagine that if you tried it and had any assets whatsoever, they’d find a way to put a lien on those assets rather than let you get away with it.
depends, many placed closed down as of recently due to the massive lifting problem. this is less of a problem in wealthier areas.
Using multiple free trials.
I’ve been paying .99 cents a month for Hulu for 4 years straight because I just use a new email every Black Friday.
Do you have to change your payment method every time as well?
No. I always use the same Paypal.
That actually is illegal.
What surprisingly is legal: dating a 14yo.
Weird country.
Which one?
No
Taking a penny instead of leaving a penny.
What would everyone be leaving them for then?
Entrapment mostly.
My car insurance goes up as my car loses value. Years ago you could choose to only insure it up to a certain amount. My kids drove an older car and i designated $10k in insurance for it. That cut the insurance price to about 60%. Texas no longer allows that.
Isn’t most of the insurance for liability? I can see a logic where older cars are less safe, and thus accidents are more likely and would cost more, hence the higher costs. But I’m just guessing.
Collision insurance, the kind that pays for damage to the policy holder’s car in the event of a crash caused by the policy holder or an authorized driver of their car often more than doubles the overall cost of insurance. Collision insurance is usually optional when there’s not a loan.
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If the car that totals at $50k costs you $100/mo, that doesn’t drop to $90/mo when the car’s value drops to $45k. It stays the same or goes up.
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Your car may lose value, but the cost to repair goes up. Hence the insurance increases. Also the likelihood of a total loss goes up as well.
The insurance will never pay more than the value of the car, so if the repair cost goes too high they’ll just declare it a total loss and pay the “fair market value” of the car. And yes, a total loss is more likely, but that doesn’t mean the insurance pays more, on the contrary, they use that to pay less.
Leaving a supermarket without buying anything
Sometimes I get so pissed they don’t have the main item I came for, that I go put everything back on the shelves, exactly where they came from.
That largely depends on what you take with you as you leave.
Corporations that don’t pay taxes being allowed to make millions in profit while their employees qualify for welfare because they pay them so little.
What’s worse is those same organisations get corporate welfare (tax breaks) but fight tooth and nail to prevent their workers from getting it.
They should just make it so that whatever they announce as their “earnings” to their stockholders should also be the amount that they are taxed for.
I think in the eu we have some legislation about it. I have the feeling of reading about a law like that before. Subscription buttons needing to be as clear as unsubscribe.
Capitalism
Biden administration was working on making that unsubscribe bullshit illegal last year. But then Trump so those tactics will probably be mandatory pretty soon…
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I think email unsubscribe was an existing requirement from a few years ago. Biden’s thing was about unsubscribing from paid services, like Netflix.
spoiler
sadfsadfsafa
Click to Cancel was put in as a rule, but it requires active enforcement. It also had a 180 day grace period from last October, so it hasn’t even gone into effect yet.
Shooting plainclothes cops that execute a no-knock warrant on your home.
Seriously.
All states–ALL states–have a castle doctrine that allows you to use lethal defense to protect yourself inside your home. A no-knock warrant being executed by cops out of uniform means that you have a reasonable belief that your home is being invaded, and that your life is at immediate risk. Now, admittedly, you probably aren’t going to survive that exchange of gunfire. But the state is going to have a really hard time charging you with shooting at/killing a cop if you do.
In Indiana cops are not excluded from castle laws
Even better: you have a specific legal right to resist police attempting to illegally enter your home. :D IIRC, the law was passed after the Indiana Supreme Court ruled that under then state law you had no right to resist even blatantly illegal actions by police.
I’m gonna assume by “all states” you mean “all states within the USA”.
I believe that most other countries call them provinces rather than states. But yes, if you live in a country that has a normal police force, and you don’t have to worry about out-of-uniform cops using no-knock warrants to kick your front door in, then this is definitely not going to apply to you.
About dozen States do NOT have a castle doctrine, and have duty to retreat laws instead.
No, castle doctrine exists in all states. You do not have a duty to retreat when it’s inside your own home in almost all cases.
In some parts of the US (at least, maybe nationally) the castle doctrine even extends to your car. It is thought of as an “extension” of your home/castle.
Edit: spelling
